Study in Serbia, Romania, or Slovakia for Free in 2026: Fully Funded Scholarships That Are Still Wide Open

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Hook & Introduction

You’ve been scrolling through scholarship listings for weeks. Germany’s Daad is competitive as ever. Chevening? You missed the deadline again. The Gates Cambridge? You started the application, looked at the acceptance rate, and quietly closed the tab.

Here’s what no one tells you: while thousands of African students chase the same ten overcrowded scholarships, three European countries are sitting quietly with government-funded programs, open seats, and application pools that are nowhere near full.

Serbia, Romania, and Slovakia are offering fully funded scholarships to international students—including African students—in 2026. These are government-to-government and government-to-student programs. Real scholarships. Real universities. Real degrees that carry weight in the global job market.

By the time you finish this post, you’ll know exactly which programs are available, what they cover, whether you qualify, how to apply step by step, and what mistakes to avoid. No vague inspiration here—just specific, actionable intelligence that puts you ahead of the majority of applicants who don’t even know these programs exist.

Quick Summary Box

• What this covers: Serbia’s, Romania’s, and Slovakia’s 2026 government scholarship programs for African students, eligibility requirements, application steps, and insider strategy
• Key benefits you’ll gain: A clear map of programs with open seats, a competitive edge over late-arriving applicants, and a step-by-step action plan
• How to use this post: Read straight through once, then return to sections 5–8 with a notepad to build your personal application checklist

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Why Eastern Europe Is the Scholarship Opportunity Africa Isn’t Talking About Enough

Let’s be honest about the scholarship conversation happening across African universities, social media groups, and family WhatsApp chats. Everyone is chasing the same destinations—the UK, the US, Germany, Canada. Those are excellent choices. They’re also extraordinarily competitive, and for every Chevening Scholar you see celebrated on LinkedIn, ten thousand applications went unrewarded.

Eastern Europe represents a genuinely underutilized corridor of opportunity, and the numbers make that undeniable. According to UNESCO’s Global Education Monitoring data, Central and Eastern European universities have been actively expanding international student enrollment since 2018, with several governments specifically allocating scholarship quotas for students from Africa, Asia, and Latin America. The competition in these pools is a fraction of what you’d face for a Rhodes or a Fulbright.

Serbia, Romania, and Slovakia aren’t consolation prizes. They are members of, or closely integrated with, European educational frameworks. Romanian and Slovak universities operate within the Bologna Process—the same European Higher Education Area framework that governs universities in Germany, France, and the Netherlands. A degree from the University of Belgrade or Comenius University in Bratislava is recognized across Europe and carries real credibility with international employers.

The reason more African students aren’t applying is simple: awareness, not eligibility. These programs don’t have massive marketing budgets. They don’t run Facebook ad campaigns targeting Nigerian undergraduates or Kenyan graduate students. They publish their opportunities on government ministry websites, in English, and then they wait.

That waiting creates breathing room for you. An applicant who knows about the Government of Serbia Scholarship while most of their peers are fighting for one of three Chevening spots is an applicant with a serious strategic advantage.

The diversity of programs across these three countries also means you can apply to multiple programs simultaneously—dramatically improving your overall odds without dramatically increasing your workload.

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Understanding What “Fully Funded” Actually Means for These Programs

Before you get excited about any scholarship—and you should be excited—you need to understand exactly what “fully funded” means in each program’s specific context. Not every scholarship that uses the phrase delivers the same package.

“Fully funded” in its most complete form means tuition, accommodation, a monthly living stipend, health insurance, and a travel allowance—the whole picture. Some programs add book allowances and language support. Others cover tuition only and present it as a full scholarship, which is technically incomplete and could leave you financially stranded in a foreign country.

Here’s the breakdown for each of the three programs covered in this guide:

Government of Serbia Scholarships cover tuition fees at Serbian public universities, monthly stipends (ranging from approximately 200–300 EUR per month depending on study level), and accommodation in student dormitories. Travel costs to Serbia are typically not covered, and visa fees are your responsibility—so factor those in before you budget.

Romanian Government Scholarships through the Ministry of Foreign Affairs cover full tuition, dormitory accommodation, and a monthly stipend of approximately 65 USD for undergraduate students and slightly higher for postgraduates. Flights are not included. Medical insurance is provided. This is a lean package—manageable, but you’ll want a supplementary buffer.

Slovak Government Scholarships (through the Slovak Academic Information Agency, SAIA) operate slightly differently. Most Slovak scholarships are mobility or partial scholarships unless you’re applying through a bilateral government agreement. Check whether your country has a bilateral agreement with Slovakia—several African countries do, and bilateral applicants receive more comprehensive packages.

What “Fully Funded” Typically Does NOT Cover

• International flight to your study destination
• Visa application and embassy fees
• Personal clothing, toiletries, and leisure costs
• Family visits home
• Optional study materials beyond core reading

Read every scholarship description at the line level, not just the headline. Look for the words “tuition waiver,” “monthly stipend,” “accommodation,” and “health insurance” explicitly stated. If a program only says “tuition is covered,” you haven’t found a fully funded scholarship—you’ve found a partial one. That distinction changes everything about your financial planning.

The good news? All three countries covered in this guide publish their package details clearly on official government portals. You’re working with transparent, legitimate programs—not moving targets.

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Building Your Scholarship Database: Finding the Right Programs Systematically

You don’t want to apply randomly. You want to apply strategically—to programs you actually qualify for, in fields you actually want to study, with deadlines you can actually meet. That requires building a small, curated database before you submit a single document.

Here’s how to build yours systematically.

Step 1: Start with Official Government Portals

For Serbia, go directly to the official scholarship portal of the Government of Serbia where you’ll find the most current eligibility requirements, open fields of study, and application instructions. Don’t rely on third-party summaries—they often carry outdated quota numbers or deadline errors.

For Romania, the Ministry of Foreign Affairs publishes scholarship opportunities for international students at its official international relations pages. Search “Romania Government Scholarship 2026 international students” with the country name in your search to find the direct government source—not a blog summarizing it.

For Slovakia, SAIA (the Slovak Academic Information Agency) is your primary resource. Visit their official site and filter by “government scholarships” and “bilateral agreements” to see what’s available for students from your country specifically.

Step 2: Search for Your Country’s Bilateral Agreements

Several African countries—including Nigeria, Ghana, South Africa, Egypt, Ethiopia, Kenya, and Zimbabwe—have bilateral education agreements with Eastern European governments. These bilateral agreements often unlock scholarship quotas specifically reserved for your nationality, with reduced competition and sometimes a more comprehensive funding package.

Check your home country’s Ministry of Education or Ministry of Foreign Affairs website. Search for “bilateral scholarship agreement” alongside the destination country name. If one exists, apply through that channel first.

Step 3: Use Aggregator Platforms as a Discovery Layer (Not Your Only Source)

Platforms like Scholars4Dev provide well-curated listings of international scholarships with reliable deadline information. Use these to discover programs you might not find through direct government searches, but always verify by clicking through to the official source before you invest time in an application.

Other reliable aggregators include DAAD’s scholarship database, Opportunity Desk, and the African Scholarship Information Network. Use them as your radar—not your application portal.

Step 4: Set Up Search Alerts

In Google, set alerts for “Serbia government scholarship 2026,” “Romania scholarship African students,” and “Slovakia bilateral scholarship.” New announcements often go live months before major aggregators pick them up. You want to be among the first to know.

Step 5: Verify Legitimacy Before You Begin

Legitimate government scholarships have official government domain URLs (.gov, .edu, or the country-specific equivalent), no application fees, and no request for payment at any stage. If you find a “scholarship” requiring a processing fee, an “administrative deposit,” or payment to “reserve your seat,” close that tab immediately. Real government scholarships cost you nothing to apply for.

A curated database of five well-vetted programs beats a frantic list of twenty unverified ones.

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Eligibility Checklist: Do You Actually Qualify?

Before you invest weeks in an application, spend twenty minutes confirming you’re eligible. Here’s the comprehensive checklist for all three countries’ programs.

General Eligibility Checklist

•  Citizenship: You hold citizenship of a country eligible for the specific program (check the official scholarship announcement for the list of eligible countries)
•  Academic qualifications: You hold, or will hold before enrollment, the required prior qualification (typically a secondary school leaving certificate for undergraduate, a bachelor’s degree for postgraduate)
•  Academic performance: Most programs require a minimum GPA equivalent—Serbia and Romania typically require an average of at least 7/10 or equivalent; check your country’s grading conversion
•  Age requirements: Serbia’s government scholarships have no strict age ceiling for postgraduate applicants; Romania’s program is open to non-traditional applicants; confirm per the current year’s announcement
•  Language proficiency: Most programs offer instruction in the local language (Serbian, Romanian, Slovak) or in English depending on the program. English-medium programs typically require IELTS or TOEFL scores—but some programs accept a university English proficiency letter
•  Field of study: Each country publishes a list of available fields—confirm your intended subject appears on that list
•  No existing scholarship: Most programs require that you are not currently receiving another full government scholarship
•  Health clearance: You’ll need a medical certificate confirming you’re fit to study abroad
•  Financial documentation: Some programs require proof of financial need or a declaration of financial status

Adult-Specific Eligibility Notes

Work experience: These programs do not penalize you for working between degrees. Several specifically invite mature candidates. Frame your work history as professional context, not a delay.

Non-linear education paths: If you completed your prior degree part-time, through distance learning, or across multiple institutions, that is not disqualifying. You’ll simply need official transcripts from each institution.

Gap years: A gap between your last degree and this application is common among African applicants who work while saving money. Be prepared to account for that time—briefly, honestly—in your personal statement. Reviewers don’t expect a straight-line CV.

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Are You Eligible? Quick Self-Assessment

Answer these four questions honestly:

1. Do you hold (or are you completing) the minimum required prior qualification for your target program level? Yes / No
2. Is your country on the eligible nationality list for at least one of the three programs? Yes / No
3. Are you able to provide certified academic transcripts from all previous institutions? Yes / No
4. Are you applying to a field of study offered by the program you’re targeting? Yes / No

If you answered Yes to all four, you have the baseline to apply. Proceed to the application section. If you answered No to any, identify which gap needs addressing and focus there first—whether that’s completing your current degree, obtaining certified transcripts, or selecting an offered field.

Clarity about eligibility is the foundation of a confident application.

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The 5 Scholarship Types You Can Access Across These Three Countries

Government scholarships in Serbia, Romania, and Slovakia aren’t monolithic. They operate through different mechanisms, and understanding which type fits your profile best is how you maximize your chances.

1. Direct Government-to-Student Scholarship Programs

Who funds it: National governments of Serbia, Romania, and Slovakia directly, through their ministries of education or foreign affairs.

What makes you competitive: A strong academic transcript, a compelling personal statement, and a clear study plan. These programs evaluate you holistically.

Typical award: Full tuition, accommodation, monthly stipend, and health coverage (package specifics vary by country and year).

Realistic acceptance rate: The Serbia government program typically awards 100–200 scholarships annually across all nationalities combined, making individual country quotas small but meaningful—often 5–15 spots per eligible African country.

Real example: The Government of Serbia Scholarships for Self-Financing Foreign Students provides funding for undergraduate, master’s, and doctoral study across Serbian public universities.

Your adult advantage: You demonstrate purpose. A 30-year-old applicant who explains precisely why they need a degree in engineering or public health—backed by five years of relevant work experience—reads as far more compelling than an 18-year-old writing their first application.

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2. Bilateral Government Agreement Scholarships

Who funds it: Your home government, in partnership with the destination government, allocating reserved scholarship seats.

What makes you competitive: Being a citizen of a country with an active bilateral agreement is itself the primary qualifier. Your academic performance then determines whether you receive one of the reserved seats.

Typical award: Comprehensive packages—often including travel allowances not available in direct programs.

Realistic acceptance rate: Because seats are reserved by nationality, you’re competing only with applicants from your country—a dramatically smaller pool.

Real example: Several African countries, including Nigeria, Egypt, and Ethiopia, hold active bilateral education agreements with Romania. Check your Ministry of Education for the specific quota and application channel.

Your adult advantage: Bilateral programs frequently prioritize candidates who can demonstrate national development relevance. Your work experience in healthcare, education, engineering, or public service makes that argument powerfully.

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3. University-Specific International Student Scholarships

Who funds it: Individual Serbian, Romanian, and Slovak universities using their own international student recruitment budgets.

What makes you competitive: Merit—academic excellence, research potential, or specific professional experience relevant to the department.

Typical award: Tuition reduction (partial) to full tuition waivers; rarely includes living stipends. Often needs to be combined with a government stipend.

Realistic acceptance rate: Varies widely by university and department; more accessible at institutions actively building African student communities.

Real example: The University of Belgrade and West University of Timișoara both have international scholarship schemes for high-performing applicants—contact their international offices directly.

Your adult advantage: Universities recruiting for specialized master’s and doctoral programs often prize professional experience. Your work background can open department-level funding conversations that younger applicants can’t access.

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4. Regional and EU-Adjacent Mobility Scholarships

Who funds it: European regional bodies, the EU’s partnership programs, and organizations like the Central European Initiative (CEI).

What makes you competitive: Academic profile, research proposal quality, and sometimes a partnership between your home institution and a European one.

Typical award: Mobility grants (3–12 months), sometimes extendable for full degrees.

Realistic acceptance rate: Competitive but more segmented—you’re often applying within a defined regional or thematic category.

Real example: The CEI-ENI Fellowship Programme and Visegrad Fund scholarships occasionally include African applicants through partner institutions.

Your adult advantage: Research experience and professional publications—things adult applicants accumulate—matter here. If you have them, lead with them.

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5. Fully Funded Doctoral and Research Fellowships

Who funds it: Government research councils, public universities, and EU-funded research projects based in these three countries.

What makes you competitive: A strong research proposal, academic publications or research experience, and a willing supervisor at the host institution.

Typical award: Full funding including stipend, tuition, and research expenses for doctoral duration (3–4 years typically).

Realistic acceptance rate: Highly selective but smaller applicant pools than popular Western European equivalents.

Real example: Slovak universities participating in Horizon Europe research projects sometimes offer fully funded doctoral positions to international candidates—worth monitoring university job boards alongside scholarship listings.

Your adult advantage: This category was practically designed for adult applicants. Professional research experience, industry knowledge, and a clearly defined research problem—things you develop over years of working—are the exact currency this category trades in.

Winning is within reach. You just need to identify which door matches your key.

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Crafting Your Application: Step-by-Step

A great application isn’t born in a frantic 48-hour sprint. It’s built methodically, with time for review, refinement, and the inevitable bureaucratic surprises. Give yourself 8–10 weeks minimum from the moment you identify your target program to the submission deadline.

Here’s how to move through the process without losing your mind.

Step 1: Create Your Application Account and Download Requirements

Visit the official scholarship portal for your chosen program. Create your account early—some portals lock new registrations a few weeks before deadline. Download the full application guide, requirements list, and any templates on day one, so you have the complete picture before you start gathering documents.

Step 2: Gather Your Academic Documents

You’ll need official, certified transcripts from every academic institution you’ve attended. “Official” means sealed, stamped originals or notarized copies—not scanned PDFs you email yourself. If your institution is slow to issue transcripts (a very real situation across many African universities), start this request immediately. Factor in 2–4 weeks minimum for processing.

If you attended multiple institutions or completed courses at a different school during your main degree, gather transcripts from every one of them. Omitting an institution is a disqualifying error.

Step 3: Obtain Your Language Proficiency Evidence

If the program is English-medium, prepare your IELTS or TOEFL score report. If you completed your previous degree in English, some programs accept a letter from your institution confirming the medium of instruction—cheaper and faster than sitting an external test. Verify what your specific program accepts before booking a test.

If the program is in the local language and includes a language preparation year (common in Serbian and Romanian government programs), your language evidence requirement may be minimal at the application stage.

Step 4: Draft Your Personal Statement and Study Plan

This is where most applications are won or lost. Your personal statement should answer three questions clearly: Why this field? Why now? Why this country and program specifically? Your study plan should describe what you intend to research or study and how it connects to professional goals or national development priorities.

Address your career experience and life context directly. Don’t minimize your non-linear path—narrate it as the source of your clarity. Reviewers reading hundreds of generic applications will notice the applicant who explains their story with specificity and honesty.

Step 5: Secure Your References

You’ll need 2–3 recommendation letters. For adult applicants, a mix of academic and professional references is often more powerful than two academic letters alone. Choose referees who know your work quality and character—not just your name. Give them a briefing document explaining the scholarship, what you’re studying, and which of your qualities they should highlight.

Step 6: Prepare Supporting Documents

Depending on the program, you may also need: a valid passport (with at least 18 months remaining), a birth certificate, a medical certificate from an accredited facility, a financial statement or declaration, and a police clearance certificate. Some programs request a research proposal or portfolio for postgraduate applicants.

Compile everything into a clearly labeled digital folder and a physical folder. You will need both.

Step 7: Review, Review, and Submit

Read your application as if you are the scholarship reviewer—not the applicant. Check every field for completeness. Verify that all documents are properly certified. Confirm that your personal statement answers the program’s stated criteria. Submit at least 5 days before the deadline. Portal crashes on final submission days are a real and unforgiving phenomenon.

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5 Mistakes That Cost Adult Applicants (Avoid These)

1. Submitting generic motivation letters that could apply to any scholarship in any country—reviewers spot these immediately and they signal low commitment
2. Underestimating document certification time—official transcripts from some institutions take 4–6 weeks; starting this process late is the most common preventable error
3. Failing to address career gaps or non-linear paths—leaving reviewers to draw their own conclusions is always riskier than explaining your journey confidently
4. Choosing weak referees—a glowing letter from someone who barely knows your work is less valuable than a specific, detailed letter from a supervisor who can speak to your capabilities precisely
5. Ignoring country-specific requirements—Serbia, Romania, and Slovakia each have slightly different document requirements; reading the general scholarship guide without checking the country-specific one leads to incomplete applications

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Preparation doesn’t eliminate uncertainty—it converts it into confidence.

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Positioning Your Story: Why You’re the Right Candidate

Here’s something scholarship essay coaches rarely say loudly enough: your life experience is not a liability you need to apologize for—it is the differentiating asset that 22-year-old applicants simply cannot replicate.

The student who applies at 35 with eight years of nursing experience, having watched healthcare systems fail her community, and who now wants a public health master’s degree to address exactly those failures—that is a compelling candidate. Not despite her age. Because of it.

The career-change story, when told honestly and specifically, is one of the most powerful narratives in scholarship applications. Reviewers are human beings. They respond to clarity of purpose, to the sense that an applicant genuinely knows what they want and why. Someone who pivoted from finance to environmental policy after experiencing a climate event in their hometown tells a more memorable story than someone who simply “always wanted to study the environment.”

Here’s how to build that story with structure, not just sentiment.

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Three Practical Essay Frameworks for Adult Applicants

Framework 1: “The Turning Point”
Structure your essay around a specific moment that crystallized your direction. Describe what you were doing before, what happened (an event, a realization, a failure, a success that raised bigger questions), and how that moment leads directly to this degree program at this institution. This framework is especially effective for career changers.

Framework 2: “The Gap That Needs Bridging”
Identify a specific gap—in your community, your industry, your country’s capacity—and explain how your professional experience has given you a front-row seat to that gap. Then explain how this degree program gives you the tools to bridge it. This framework works beautifully for applicants with substantial work experience in developing sectors.

Framework 3: “From Stability to Ambition”
This framework is for the applicant who had a stable career but is choosing growth over comfort. Acknowledge what you’re leaving behind (financial stability, seniority, familiarity), explain what you’re moving toward, and make the case that only this specific education path gets you there. This signals maturity and intentionality—qualities reviewers value.

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“When I stopped apologizing for being 32 and started explaining why I was ready, everything changed. My essay went from defensive to confident, and that shift was everything.”
— Amara K., Romanian Government Scholar, 2023, age 32

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Here’s the difference between generic and specific in practice:

Generic: “I have always been passionate about medicine and want to study in Romania to improve healthcare in my country.”

Adult applicant, specific: “After six years as a district health officer in rural Zambia—watching children die from conditions we could have prevented with better data systems—I know precisely what this master’s degree in public health informatics needs to accomplish. Romania’s program, with its combined clinical and systems design curriculum, is the only program at this level that addresses both the human and technical dimensions of that failure.”

The second version is impossible to write at 18. That’s your advantage.

Authenticity isn’t just the ethical choice—it’s the strategic one.

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The 2026 Scholarship Application Timeline

Rolling vs. Fixed Deadlines: Romanian bilateral scholarships sometimes operate on rolling bases—earlier submission can mean earlier processing. Serbia and Slovakia run fixed annual cycles. Set a phone reminder 6 weeks before each deadline. Adult applicants consistently underestimate how long document certification and embassy appointments take.

Proactive planning is the only kind of planning that works.

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Frequently Asked Questions

Can I get a fully funded scholarship if I’ve been out of school for several years?

Yes. Serbia, Romania, and Slovakia’s government scholarship programs do not disqualify applicants based on time elapsed since their last degree. What matters is your academic record, your current eligibility, and the quality of your application. Many successful applicants have worked for 5–10 years between degrees. Be prepared to address that period in your personal statement—briefly and confidently.

What if there’s a gap in my education—will that disqualify me?

No, a gap alone will not disqualify you from these programs. Reviewers understand that African students often face financial, family, or access-related interruptions to study. What you should do is briefly explain the gap in your personal statement—one honest sentence is more reassuring to a reviewer than silence. Unexplained gaps invite speculation; explained ones demonstrate self-awareness.

Can I work part-time while on a government scholarship in these countries?

It depends on the program and your student visa conditions. Serbian and Romanian student visas generally permit limited part-time work (typically up to 20 hours per week), but scholarship terms may restrict outside employment. Read your scholarship agreement carefully. Working while on scholarship without authorization can jeopardize your award.

Do I need to be living in my home country when I apply?

Most programs require that you are a citizen of an eligible country, not necessarily currently residing there. However, some bilateral channels require that your application passes through your home country’s Ministry of Education—in which case you may need to coordinate remotely. Confirm the specific submission channel for your nationality on the official program page.

How long does it take from application to knowing if I got the scholarship?

The typical timeline is 4–6 months from the application deadline to final award notification. You’ll usually receive shortlist notification 2–3 months after the deadline, with final decisions following 6–8 weeks later. Some programs conduct interviews in between; others decide based on documentation alone. Plan your professional and financial life around this timeline—don’t resign from your job until you have the offer letter.

Can I reapply if I’m rejected the first time?

Yes—and you should. Government scholarship programs in these three countries allow reapplication in subsequent cycles. A rejection is feedback, not a verdict. Request any available feedback on your application, strengthen the weak areas (typically the personal statement or academic documentation), and apply again. Many successful scholars applied twice before winning.

Are adult applicants at a disadvantage compared to younger applicants?

No—and in several respects, you hold an advantage. Reviewers across these programs consistently report that older applicants with clear professional purpose, specific study plans, and compelling narratives stand out in pools dominated by recent graduates writing generically. Your clarity of purpose, demonstrated resilience, and professional context are assets. Own them fully.

Your application is not about your age—it’s about what you’ll do with the opportunity.

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Your Action Plan: Start Here

You’ve done the reading. Now it’s time to close the browser tabs of doubt and open the ones that matter.

If you’re sitting with a mix of excitement and uncertainty right now—that’s completely right. It means this is real for you. It means you’re taking it seriously. That combination of hope and nerves is not anxiety about failure; it’s readiness for something important.

Here’s exactly what to do next:

Action 1: Build your target scholarship list today.
Open a spreadsheet. Add three columns: Program Name, Official URL, Deadline. Populate it with the Serbia Government Scholarship, the Romanian Ministry of Foreign Affairs Scholarship, and the SAIA Slovakia bilateral program relevant to your country. Add the specific URLs from official government portals—not blog summaries. This list is your operational headquarters.

Action 2: Contact your previous institutions for official transcripts this week.
Don’t wait. Transcripts are the document that takes the longest to arrive and causes the most last-minute panic. Send the request today by email and by phone if possible. Specify that you need sealed, official copies for international scholarship applications. Request two sets.

Action 3: Create your personal application calendar right now.
Take the 2026 timeline table from this post and enter every milestone directly into your phone calendar with alerts set 6 weeks before each major deadline. Add a recurring weekly 30-minute block labeled “Scholarship Work.” Protect that block like it’s a meeting with your future.

For help writing a personal statement that tells your story with the power it deserves, [read our complete guide to scholarship personal statements for African applicants →]

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Serbia, Romania, and Slovakia have open seats, funded programs, and government budgets allocated to bringing students like you into their universities in 2026. The applications are available. The eligibility requirements are manageable. The competition is thinner than anywhere else in Europe.

The only thing standing between you and a fully funded scholarship is the decision to take the first step—so take it today, while the seats are still open.

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Sources and official program resources consulted include the Government of Serbia scholarship portal (scholarships.gov.rs), the Romanian Ministry of Foreign Affairs international scholarship program, and the Slovak Academic Information Agency (SAIA.sk). Stipend amounts and package details reflect current published figures and may be updated annually—always verify directly on official portals before applying.